Picture your mornings starting with a stroll along the Pine Lakes walking path, then coming home to your own private pool and a spacious covered patio, all set within the Pine Lakes golf community. This concrete block pool home has the space and lifestyle you've been looking for, with no HOA or CDD fees. Shopping and schools are close by, and the sand and surf of Flagler Beach are about 15 minutes away. Step inside and the split-bedroom floor plan gives you plenty of room to spread out. Formal living and dining rooms greet you at the entry. The family room opens to the kitchen, where granite countertops set the scene for everyday meals and easy entertaining. Sliding glass doors in the formal living room, the family room, and the primary suite all open to the pool, so you have three ways to step outside and bring the outdoors in. The spacious primary suite is a true retreat, with its own private access to the pool. Its bathroom has dual sinks, a walk-in shower, a jacuzzi tub, and two closets. Two more good-sized bedrooms and a second full bath complete the 3-bedroom, 2-bath layout, along with a flexible living space that can adapt to whatever you need. Outside, imagine lazy afternoons by the pool, dinners under the large covered patio, and the privacy of a fenced backyard framed by mature landscaping. The pool was resurfaced in 2026 and has a heat pump, so you can swim comfortably year-round. Recent updates give you peace of mind, including a new roof and exterior paint in 2023, plus a new washing machine and garage door opener in 2026. The home also has a propane tank for the water heater, a hookup for a whole-house generator, and a sprinkler system fed by a well, or city water with seperate meter to reduce costs. The owners are downsizing, which gives you the chance to make this Pine Lakes pool home your own. With generous living areas, thoughtful updates, and a backyard made for relaxing, this home is ready for its next chapter. Come see it for yourself! Also note second bathroom also has rear door to pool area, more conveinance!! Fully fenced in yard for privacy.